OUR SERVICES
OUR SERVICES
543 Konse Konse is a product of cGrate Zambia that enables individuals and businesses to process electronic payments, such as the sale of airtime and bills, cash deposits and withdrawals, bulk payments, merchant payments and empowers it’s merchants with easy access to short-term loans.
Merchants have the option to use the 543 Merchant App, POS, USSD by dialing *543#, the online portal at online.543.co.zm, or direct till integration.
You can either deposit in our bank accounts or from any of our outlets/pay points – as listed below:
Lusaka
Kitwe
Along kabelenga Avenue, Near cavmont Bank opposite Puma gas station
Ndola
Located at Rekay’s mall, next to food lovers Along President Avenue
Choma
Located along Livingstone Rd at Choma garage next to spar
Chipata
Located at Kapata Market along Kafula Rd next to Chimano auto spares at plot 51318
You can sell Airtime on all three networks, Zesco, Dstv, Gotv, Topstar, Liquid Telecom, MTN direct Bundles, Multichoice Hardware, accept payments, withdraw or deposit cash, collect ZRA Tax payments and FISP payments.
When you acquire a machine, we also give you marketing material to promote your product (i.e. Poster) and give you free paper roll according to your usage.
You get support through our responsive sales team at our call-center that operates from 07:30 to 21:00 hrs Mon to Friday and 08:00hrs to 17:00hrs Saturday and Sunday to assist with all your queries you may have.
We also have regional sales managers that visit our merchants frequently to assist with any trouble shooting.
Unified Platform: You have access to all major banks, mobile money services, bill payments, and airtime providers in one place.
Multiple Transaction Channels: Our service are accessible via *543#, 543 App, online portal, POS, till integrations, and 543 Pay on WhatsApp.
Merchant Support Services: Includes tax payments across channels and merchant loans for working capital.
Dedicated Support Team: Provincial sales teams and a customer experience team available daily, with support via WhatsApp, calls, and social media.
Digital Payments: Service like CashOuts and Merchant Payments help merchants receive payments digitally.
A reliable system that ensures merchants never lose business.
Real time settlement of funds to all banks.
The ability to process bulk payments.
Reliable System: Real-time fund settlement and minimal service disruptions.
Bulk Payment Capability: Convenient for large-scale transactions.
| Description | Basic |
| Machine price | K3,750 |
| Airtel | 3.50% |
| MTN | 3.50% |
| Zamtel | 4.50% |
| DStv | 1% |
| GOtv | 1% |
| Topstar | 1% |
| Zesco | 1% |
| Liquid Telecom | 5% |
| MLife | 3% |
| POS Paper | Free |
| Machine Repairs | As per quote |
| Transaction Amount(K) | Transaction Fee(K) |
| Between 1 to 150 | 5 |
| Between 150 to 300 | 5 |
| Between 300 to 500 | 5 |
| Between 500 to 1,000 | 5 |
| Between 1,000 to 3,000 | 5 |
| Between 3,000 to 5,000 | 5 |
| Between 5,000 to 1,0000 | 5 |
| Above 10,000 | 5 |
543 Pay is a product that allows customers to access their bank or mobile money account through WhatsApp or SMS.
To register you need to save the 543 Pay contact “+260 211 840 008,” then send “Hello” on the “WhatsApp” chat Alternatively you can send “Hello” via “SMS” to “543” and follow the instructions.
Customers who hold a bank account registered for mobile banking or have a mobile money account.
543 Pay is very secure. To transact successfully you need to enter your PIN. In this case you enter your mobile banking or mobile money PIN.
Or you need to do is log onto your WhatsApp or SMS chat, Type your transaction e.g.;
